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PRUDENTIAL FINANCIAL INC 【PFH】
サマリ業績推移株主業界情報IR / リリース
主要指標

事業概要

Business Overview

Prudential Financial, Inc. engages in the provision of insurance, investment management, and other financial products and services to both individual and institutional customers. It operates through the following segments: PGIM, U.S. Businesses, International Businesses, Closed Block, and Corporate and Others. The PGIM segment provides investment management services and solutions related to public fixed income, public equity, real estate debt and equity, private credit and other alternatives, and multi-asset class strategies, to institutional and retail clients globally, as well as the Company’s general account. The U.S. Businesses segment offers a range of products and solutions that cover protection, retirement, savings, income and investment needs. The U.S. Businesses are organized into five segments: Retirement, Group Insurance, Individual Annuities, Individual Life and Assurance IQ. The Retirement segment provides retirement investment and income products and services to retirement plan sponsors in the public, private, and not-for-profit sectors. The Group Insurance segment provides group life, long-term and short-term group disability, and group corporate bank, and trust-owned life insurance in the U.S., primarily to institutional clients for use in connection with employee plans and affinity groups. The Individual Annuities segment develops and distributes individual variable and fixed annuity products, primarily to the U.S. mass affluent and affluent markets. The Individual Life segment develops and distributes individual variable life, term life and universal life insurance products primarily to the U.S. mass middle, mass affluent and affluent markets. The Assurance IQ segment leverages data science and technology to primarily distribute third-party products and a proprietary term life product directly to retail shoppers, primarily through its digital and agent channels. The International Businesses segment develops and distributes life insurance, retirement, and related products to the mass affluent and affluent markets in Japan, Korea, and other foreign countries through its Life Planner operations. The Closed Block segment includes certain in force participating insurance and annuity products and corresponding assets that are used for the payment of benefits, expenses and policyholders’ dividends related to these products. The Corporate and Other Operations segment include corporate items and initiatives that are not allocated to business segments. The company was founded by John Fairfield Dryden in 1875 and is headquartered in Newark, NJ.

企業評価

3.4
/ 5.0
収益性4.0
規模4.3
成長性1.8
割安度5.0
安全性1.8
業況判断

通期は、PGIM、米国保険、国際事業を軸に分散した収益構造を維持しつつ、低金利や市場要因の影響を受けながらも、保護・退職・運用の組み合わせを生かした収益確保を進めました。直近四半期は、米国で高めの金利環境が続き、再投資利回りが既存ポートフォリオ利回りを上回る一方、資産負債管理やヘッジで影響を抑制。今後も金利動向が運用収益や保険負債、手数料収入に与える影響が注目点です。

米国は株価表示:
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企業データ
全般
国
US flag米国
業界
設立日
上場日2020年9月2日
マーケット (8月21日)
取引市場
NYSE flag
NYSE
PER1.52倍
PBR0.17倍
PSR0.09倍
損益
売上高607.7億ドル
売上総利益-ドル
% マージン-%
営業利益-ドル
% マージン-%
当期利益35.8億ドル
% マージン5.88%
EBITDA-ドル
% マージン-%
減価償却費1.28億ドル
研究開発費-ドル
バランスシート
現預金197.1億ドル
のれん10.9億ドル
資産合計7737.4億ドル
負債合計7381.6億ドル
株主資本324.4億ドル
純資産合計327.9億ドル
キャッシュフロー
営業キャッシュフロー62.7億ドル
投資キャッシュフロー-258.9億ドル
財務キャッシュフロー207.7億ドル
フリーキャッシュフロー-ドル
配当
配当額-ドル
配当性向-%
成長性
売上成長率 (1年)-13.7%
売上CAGR (3年)2.23%
売上CAGR (5年)1.28%
営業利益成長率 (1年)-%
営業利益CAGR (3年)-%
当期利益CAGR (3年)-%
安全性
現預金比率2.55%
流動比率-%
自己資本比率4.19%
負債比率95.4%
固定比率-%
効率性
総資産回転率0.08回
財務レバレッジ25.0
投資リターン
ROE11.9%
ROA0.47%
ROIC-%

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